Winnow Wealth is proud to offer access to

4.00% APY on your cash!

Grow your cash with

4.00%

APY

No minimums.
No transfer volume limits.
Just more interest.

Winnow Wealth LLC is not a bank.
APY is variable and subject to change.

1. The national average interest rate for savings accounts as posted on FDIC.gov, as of December 16, 2024.

Get going fast

Easily start using your cash account with a streamlined setup.

Grow your cash

With 4.00% APY – that’s 9x the national average. ¹

Other fees may apply.

Quick access

Access your funds with just a few clicks or taps, ensuring access to your money whenever you need it.

Big benefits

Robust FDIC insurance coverage, unlimited transfers, zero minimums, easy bank account linking, and no transaction fees.

How Does 4.00% Interest Sound?

Designed to maximize your idle cash without having to change your investment strategy. Start putting your cash to work, today!

  • FDIC coverage of up to $1 Million for an individual account and/or up to $2 Million for joint accounts through the partner banks.
  • Easily view your account and transfer money via mobile app.
  • No minimum amount to open or maintain the account.
  • Easily linked to your existing local checking or savings account for convenient transfers.

Frequently Asked Questions

There are no limits to how many transfers or withdrawals you can schedule.

Yes, you will have full control over your funds upon opening an account. You can easily link a bank account for ACH deposits and withdrawals through the Client Portal on a desktop or via the mobile application, ensuring access to your funds wherever you are. If you choose, you can also give authorization to Winnow Wealth to make transfers for you.

Deposits made prior to 1:00PM ET on weekdays, excluding certain holidays, will be deposited same day. It may take funds deposited via ACH or Check three (3) or more business days for the funds to become available for deposit. Withdrawals will be processed same day if submitted prior to cutoff times (Wires: 2:30PM ET, Check: 12:30PM ET, ACH: 2:30PM ET) on weekdays, excluding certain holidays.

Yes, the interest rate can change. Like most variable-rate accounts, the interest rate is subject to fluctuation based on market conditions. You can see your interest rate at any time in the Client Portal on a desktop or via the mobile app.

Have additional questions?

Reach out to us!
hello@winnowwealth.com
(254) 776-8400 (call or text us)