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Weathering the Storm: How Market Volatility Impacts Retirement & What You Can Do About It
Picture this: Jim and Linda, both 67, just retired after decades of hard work. They planned carefully, saved consistently, and looked forward to enjoying their golden years. But then came a market downturn. Suddenly, their portfolio dropped 20% in a matter of weeks. The income they planned to draw from their investments now seems shaky.* Sound familiar? Market volatility may [...]
What Retirees Should Know About Tariffs
As a new administration weighs its stance on tariffs, it’s worth considering how these policies may affect retirees and their financial plans. Tariffs, often described as taxes on imported goods, are actually taxes imposed on U.S. companies importing foreign products. These taxes can ripple through the economy, impacting consumer prices, including essentials that retirees rely on, such as groceries, healthcare, [...]
Is It Time to Refresh Your Annuity? Here’s Why You Might Consider It
Annuities have long been a cornerstone for those seeking a steady income stream in retirement. However, the financial landscape is ever-evolving, and what worked a few years ago might not be the best fit today. With rising interest rates, inflation concerns, and innovative annuity products entering the market, now might be a great time to reassess your annuity strategy. Capitalizing [...]
March 2025 Market Watch
March 6, 2025 Market Health Indicator - Current Score The Market Health Indicator (MHI) measures market health on a scale of 0 - 100, analyzing various market segments such as economics, technicals, and volatility. Higher scores indicate healthier market conditions. Markets were mixed in February as investors dealt with a number of uncertainties After a strong start to the year, US [...]
February 2025 Market Watch
February 5, 2025 Market Health Indicator - Current Score The Market Health Indicator (MHI) measures market health on a scale of 0 - 100, analyzing various market segments such as economics, technicals, and volatility. Higher scores indicate healthier market conditions. Markets kicked off the new year on a positive note with both stocks and bonds delivering broadly positive results. Following a [...]
How to Support Your Aging Parents Without Sacrificing Your Financial Stability
Supporting your aging parents is one of the most meaningful things you can do—but what happens when their financial needs start to clash with your own? The last thing you want is to jeopardize your own future while trying to help them. Fortunately, with some careful planning, you can strike a balance between generosity and financial health. Have the Money [...]
Is a Roth IRA Conversion in Your Future?
Retirees aiming to reduce their taxes in retirement can benefit from strategic conversions and transfers between traditional and Roth Individual Retirement Accounts (IRAs), especially when considering the timing and financial landscape. Identifying optimal windows for Roth conversions can lead to significant tax advantages and may enhance retirement income. Here are key opportunities to consider: During Market Downturns Market declines [...]
April 2025 Market Watch
It was another bumpy month as tariff uncertainties continued to drive volatility. Inflation ticked slightly lower and the labor market reported relatively healthy jobs growth for the month. However, consumer sentiment slumped to its lowest level in over two years as expectations regarding business conditions, unemployment, and inflation worsened for the year ahead. The tech-heavy Nasdaq 100 was the laggard [...]
